Most workers in the UK expect to be working part-time after reaching the age of 65, according to a retirement study.
Scottish Widows polled 3,535 people and found 51% expect to be working into their mid-60s, while 18% of those claim it's more out of necessity than choice.
With minimum auto-enrolment contributions increasing on 6 April 2018, 44% are failing to save the recommended 12% of their salary towards retirement each year.
Only 24% of respondents expect to be in a position to retire when they hit the age of 65, while 39% feared running out of money in retirement.
Robert Cochran, retirement expert at Scottish Widows, said:
"While the idea of people around the age of 60 to 65 giving up work once and for all has been disappearing in recent years, our research shows this is a necessity rather than a choice for many.
"Auto-enrolment has been a great success and the increase in minimum contributions should mean more people have valuable pension funds to live off as they approach later life.
"With life expectancy expected to continue rising, it's worthwhile remembering that saving for the future doesn't need to stop at retirement age."
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